How to Buy a Brand New Car

Everything You Need to Know When You’re Ready to Buy

If you’re ready to buy a new vehicle, you’ve likely weighed your other options and decided that buying was an excellent fit. Congratulations! 

Becoming a new car owner is something to celebrate, as you’ll be able to shop for exactly what you want. You’ll be less reliant on leasing or used inventory, and a great selection will be available to you at the right dealership.

You’ll also be driving a mint condition vehicle with all of the latest accessories and technology, so you won’t have to worry about the kinds of car troubles that used cars tend to saddle you with. 

What’s more, you’ll also be able to earn direct equity on the vehicle with regular maintenance and care, so that when you go to sell, you get to pocket the money. 

In short, when you choose to buy a brand new vehicle, you’re making a smart investment and lifestyle choice. Now you just have to figure out which dealership offers the best new cars for sale, and what your buying strategy will be. 

Come Up with Your Dream Car 

You’ve likely already made a list of your must-haves for your new vehicle. Most new car buyers have a make in mind, first, that has the reputionat and features they want, whether it’s a luxury vehicle, a sports car, a family vehicle, something all-terrain or heavy duty, or even something sensible for a commute. 

Regardless of your choice, it will be the best choice for you, if you get a clear sense of the biggest decisions now.

Do the Research

Hopefully, you’re also aware that you need to do your research on the latest models your manufacturer is featuring, and you’ve decided which of those models best fits what you have in mind in terms of features. 

It’s important, too, to check out consumer research magazines and online reviews to review any recalls, safety ratings, and other information that might help you make the best decision. 


A vehicle is more than its make and model, especially when you’re looking for a brand new car. A new car will include a variety of features you can mix, match, and even upgrade, so this is your next set of considerations. You know the kind of car you want, but what features will complement it? 

If you’re looking for a family vehicle, you might be particularly curious about the latest safety technology. Or, if you’re going all-terrain, and you know you’re going to encounter some snow, you have to ensure the car has the drive capability you need. Establishing a set of non-negotiable features is also going to help narrow your search – and, besides, it’s fun to think about adding on extras that will make your car-buying experience truly new.

A “Test Drive” Online

Some of us even like to get a sneak peak at how a car drives, and you can do this without even going to a car dealership. Watching a test drive on video can give you an initial impression of the car, and might even get you excited to get in touch with a dealership sooner than you planned. You can also usually browse and zoom in on a car’s exterior and interior pretty closely online, much like you would a street location, but with even higher resolution.

Lending Research

Other experts might tell you to figure out your car loan earlier in the process. You do need to know what you qualify for, and that will help you set a budget for your car. 

However, we recommend having an initial idea for the car you want – with the features you want – and then you can determine whether or not a lender will finance a loan to meet your needs. 

Feel free, of course, to shop around at this point too, because there are enough lenders out there to determine a suitable rate from a trusted company. 

Starting Browsing, and Don’t Compromise

At this point, you should have a good idea of what you want, and whether or not that goal is realistic based on the car loan you’ve been pre-approved for.  If you’re not getting a sense of what you’d like to look at yet, at least you have plenty of information. You can now head to the dealership to browse. 

But be sure not to compromise on your initial desires. The car you want is out there waiting for you, and because you’re buying, you have options.

It’s okay to be surprised by something special that you didn’t expect, but since you’re buying, go with what you really want. For instance, there are fine manufacturers and dealers whose brands and performance are a cut-above, and you don’t want to settle for a lesser make. 

You might even consider trying out something that’s a little bit more exciting than what you had in mind. That way, you’re not compromising – you’re dreaming – and you can still keep the car you planned to buy in mind. 

See What Happens Next – On Your Terms

Browsing at a dealership can bring you to unexpected places, and there’s no reason not to dream, if your financing options allow it. Try out the car you were originally looking for, stand firm on what you’re not willing to compromise on – but also have some fun. 

You’re allowed to test drive – that’s what the cars are on the lot for. A serious buyer has every right to take a new car for a spin. 

See what feels right. If you’re still looking at the car that would fit your needs and lifestyle, but you’re upgrading a bit or recognizing that there are features on another model that would still meet your requirements, then check it out.

Be Prepared with Your Questions – And Your Offer

When it comes time to discuss a vehicle that you’re very interested in – after a test drive or two – it will be time to ask questions about the vehicle, and find out what the dealer has in store for you. Here are some questions to consider: 

  • What is the vehicle you love’s starting price? Is this price negotiable?
  • With the features you’ve selected, how does the price move?
  • What coupons, rebates, and discounts are available now?
  • What warranty packages or service agreements are available?

It’s Time to Buy 

If you like the answers to the questions above, it’s likely time to buy. Remember, you can continue to do research even after you’ve heard the dealership’s response, but at this point, you’ve considered your options thoroughly enough to get a good sense of what’s out there on the market. 

Take care of your agreement paperwork at a dealership that will make the process smooth for you. An outstanding dealership should be able to make this part of buying a new car simple and fast, because – let’s face it – you’ve already done the hard work of selecting the right car for you, at the price you want. 

So, now, it’s time to let yourself be treated like the hard-working consumer you are. It’s time to enjoy the ride. 

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