Kentuckians are eligible for Social Security Disability (SSD) benefits after receiving a diagnosis of a disability that makes it impossible to work. The benefits are meant to provide monetary support for people and families. A patient’s condition must be severe enough that it will prevent them from working to qualify for Social Security disability benefits. 

Even with proof, some of the 10% of Kentuckians who get Social Security Disability benefits may have been first turned down for payments. Beware of these most typical errors when applying for SSD benefits:

Not knowing which programs to apply to 

The Supplemental Security Income (SSI) program, which is for those with little job experience and few resources, and the Social Security Disability Insurance (SSDI) program are the two main disability programs that the Social Security Administration administers. 

An applicant for SSDI must have worked for a sufficient amount of time and contributed an adequate amount to the system; SSDI is not a means-tested benefit. People may be eligible for SSDI, SSI, or both. Nonetheless, it’s critical to pick the appropriate program or programs to prevent being denied benefits because of a lack of eligibility.

Not supplying the appropriate medical records. 

The SSA demands specific medical documentation. They require medical documentation from the practitioners who regularly see you on an ongoing basis. The doctors should have medical licenses and be experts in the conditions they treat you for. For instance, you should have records from a cardiologist who regularly sees you if you claim disability based on a cardiac ailment.

Failing to record the required disability symptoms accurately 

Your ailment must be sufficiently severe and incapacitating, have lasted or be expected to last for 12 months, or be predicted to result in death. It must also cover the symptoms listed in the “blue book” to qualify. Your claim will probably not be accepted if you do not show medical documentation of these conditions.

Not supplying complete medical records. 

When it comes to determining who is sufficiently disabled to get benefits, the SSA is exceedingly stringent. You must present enough medical documentation to demonstrate that your condition satisfies the SSA’s definition of “disability.” An otherwise legitimate claim for SSD payments may be denied if the disability is not adequately documented.

Not obtaining the assistance you require

The government violates your constitutional right to benefits 

if they deny you benefits while having a valid claim. The government bureaucracy involved in Social Security is unfamiliar to many SSD applicants, so it’s best to engage an attorney. Click here to see how SSD attorneys may help you out.

Surrendering when a benefits claim is rejected. 

Almost all initial SSD benefits applications are denied. Stay persistent! If you do, you either won’t get benefits or will have to reapply, which you want to avoid since it typically takes three to five months to get a preliminary answer. You should utilize the appeals procedure, which offers you another chance to obtain the advantages you are entitled to, rather than giving up. 

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